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  • Single speeding fine can lead to 25 per cent jump in car insurance premiums
  • Male drivers affected more than women
  • RoadPilot Mobile subscription can save motorists’ money and licences

A new study conducted by RoadPilot has revealed that incurring a single, three-point penalty for speeding can now lead to an increase in insurance premiums of almost 25 per cent.

The company’s research of 10 leading insurers* found that premiums for male drivers rose by an average of £85 (14 per cent) once a three-point conviction was taken into account.  However, in individual cases the increase can be far higher.  With some insurers, premiums climb by as much as £158 (24 per cent).

A speeding endorsement will remain on a driver’s licence for four years, meaning that over the period in which they are obliged to declare the conviction to insurers it can cost drivers as much as £692**.

Female drivers fair slightly better than their male counterparts.  On average they are likely to see premiums jump by £69 per year, or 13 per cent, equating to over £276 across a four-year period.

Drivers with six endorsement points having committed a second, or more serious offence, could be hit even harder, with premiums for men and women rising by as much as 40 per cent – more than double the average increase of a single endorsement.  Once again, men are penalised more, incurring an average increase in premium of £235 per annum, compared to £204 for women.  One quote indicated that a male driver would suffer as much as a £595 annual increase for a six-point conviction.

James Flynn OBE, CEO of RoadPilot, comments, “A £60 fine for speeding is hard enough to swallow, but many people don’t realise the significant hidden cost of being caught by a roadside camera.  Drivers also need to remember that endorsement points stay on their licence for a long time, hitting their pockets year after year through higher insurance premiums.”

Subscribers to RoadPilot Mobile, a speed camera detector application for GPS smartphones, can receive the latest updates of fixed and mobile camera locations anywhere in the world.  At a cost of £2.99 for a monthly subscription, with annual (£14.99) and three-year (£29.99) packages also available, RoadPilot users benefit from total peace of mind, and could save up to £145 a year as a result.

“A subscription to RoadPilot Mobile can help drivers be more aware of local limits and therefore avoid being caught speeding,” Flynn continues.  ”What’s more, thanks to the innovative real-time alert facility of RoadPilot Mobile, which allows users to notify other drivers if a mobile camera site is live, drivers can benefit from thousands of mobile camera site updates every month.”

RoadPilot Mobile is now available on all major smartphone platforms, downloadable from Apple App Store (, Android Market Place (, Blackberry App World ( and Nokia Ovi Store (

Further information is available at


Notes to editor:

* Average prices are based on a sample of 10 of the UK’s leading insurers, using quotes obtained through a price comparison website.  Quotes were sought for a 30-year-old male and female, both being a homeowner and professional, living in a suburban area in South-East England with off-road parking, driving 12,000 miles per year in a 2008 1.6-litre petrol VW Golf valued at £8,000.

** £692 based on four years of insurance premium increases of £158, plus £60 (minimum) speeding fine.

About RoadPilot

Established in 2000, RoadPilot was the first company to market a GPS speed camera location device and is now Europe’s leading provider of safety camera data to the automotive satellite navigation,online mapping, routing and printed map sectors.  For more information visit

or further press information about RoadPilot, please contact PFPR Communications:

Sam Mercer
Direct dial: +44 (0)1622 766 512

Tom Housley
Direct dial: +44 (0)1622 766 510

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